CCA - Insurance



	BMX Nationals May 17th-18th

	Road Nationals June 27th-30th July 4th-6th

	Track Nationals August 27th – 31st

	Cross-Country Nationals July 19th-20th


	Road – Tour de Toona Altoona, PA – USA July 21 – 27 www.tourdetoona.com/home

	XCO/DHI/4X – UCI World Cup Mont-Sainte-Anne, QC – CAN July 26 – 27 www.gestev.com/

	Road – Coupe des Nations Abitibi Val-d’Or, QC – CAN July 31 – Aug 3 www.tourabitibi.qc.ca/

	XCO/DHI/4X – UCI World Cup Bromont, QC – CAN August 2 – 3 www.mondialduvelo.com/

Insurance for our cycling members is arranged through a collaborative effort between the Canadian Cycling Association and the Provincial and Territorial associations.

While membership dues (which includes an insurance portion) is collected at the Provincial level, the policy itself is administered at the National level in order to benefit from the economies of scale due to pooling everyone under one central policy.

There are several different types and levels of insurance available under this policy, each with its own use and purpose. Most of this coverage is included as part of your membership dues. Below is a brief description of the various coverage and whether they are included as part of your membership dues or available for an extra fee.

Please note: This is a brief overview of the policies arranged by the Canadian Cycling Association and the Provincial and Territorial Associations. This is not intended to replace or substitute for the policy documents. Copies of the policies can be provided by contacting the office of the Canadian Cycling Association or by downloading the appropriate file below.

2 MILLION CGL (Comprehensive General Liability) - Recreational Activities

Under this form of insurance and regarding a covered occurrence, the insured person or entity is protected against claims the insured becomes legally obligated to pay as damages due to either bodily injury or property damage, or as otherwise specified in the policy, up to the limits outlined in the policy. The lower limit is due to the activities being recreational in nature. Please refer to the $2Million CGL Summary 06-07 for an outline of the coverage and exclusions.

Included with membership dues
Registered recreational riders and recreational club members

Downloads:

$2Million CGL Summary 06-07 [.pdf document]
CGL Loss Report Form [.pdf document]

5 MILLION CGL (Comprehensive General Liability) - Competitive Activities

Under this form of insurance and regarding a covered occurrence, the insured person or entity is protected against claims the insured becomes legally obligated to pay as damages due to either bodily injury or property damage, or as otherwise specified in the policy, up to the limits outlined in the policy. The higher limit is due to the activities being competitive in nature. Please refer to the $5Million CGL Summary 06-07 for an outline of the coverage and exclusions.

Included with membership dues
Registered competitive riders and competitive club members

Downloads:

$5Million CGL Summary 06-07 [.pdf document]
CGL Loss Report Form [.pdf document]

AD & D (Accidental Death and Dismemberment)
AD&D coverage means you would receive a lump sum payout in the event of an accident resulting in death, dismemberment, paralysis, loss of use, sight, speech or hearing under the conditions outlined in the policy. Combined with other forms of insurance, it offers an added layer of protection.

Included with membership dues
All registered riders (Recreational & Competitive)

Downloads:

AD&D Summary [.pdf document]

Excess Medical for out of Country

Excess Medical coverage "fills the gap" in your primary health care plan by rounding out the benefits offered and choices available to you should something go wrong. Please note that your primary health care plan is your personal plan - the Canadian Cycling Association does not provide primary health care coverage.

Not included as part of membership dues
Must be arranged through your Provincial/Territorial association
National Team is arranged through the Canadian Cycling Association

Downloads:

Summary Excess Medical Insurance [.pdf document]
AD&D Excess Claim Report [PDF 41 KB]

Event Certificates

An event certificate or event insurance is liability protection for organizations that host activities that are not included in the Canadian Cycling Association/Provincial/Territorial insurance program.

Not included as part of membership dues
Must be arranged through your Provincial/Territorial association
Mandatory for organizers of events

Downloads:

Request Certificate [.pdf document]
Commercial Event Application [.pdf document]
National Event Application [.pdf document]
Supplemental Application [.pdf document]
CCA - Liquor Liability Application [.pdf document]

D & O (Director's & Officer's) insurance

Persons who are directors, trustees, and officers of nonprofit organizations are subject to personal liability and lawsuits due to failure to properly perform their duties. Nonprofit directors and officers liability insurance is an excellent way to protect against this type of exposure.

Not included as part of membership dues
Limited to Canadian Cycling Association & Provincial/Territorial associations

Downloads:

CLUB D&O Memberclubs application [Word document]
D&O Application [.pdf document]
D&O Club Premium Form [Word document]
D&O Renewal Application [Word document]

Other downloads related to insurance:

Release & Indemnity Waiver [.pdf document]